Ignore interest rates on debt
“This card has a 12% APR.” “My student loan is fixed at 5%.” “I can get a new car with a 0% interest loan.” Interest rates are talked about quite often when it comes to financial matters. Mostly,...
View ArticleIs there ever a reason to buy a new car?
New cars are alluring. Who can deny that? The combination of something being all new, mixed with the sense of freedom (real or imagined) creates an intoxication that is hard to resist. Notice I said...
View ArticleYou can determine how much things cost
If I told you that you could have something you really wanted for $600, but you could also have it for $19 a month for three years, which one would you choose? If you chose the latter, I invite you...
View ArticleWho is responsible when a pedestrian is killed?
My neighbor in New York City was killed a few years ago. She was riding home on her bicycle, and was hit by someone driving an SUV. Criminal charges were never filed against the driver, though he was...
View ArticleElectric cars and other answers to the wrong questions
So it turns out there are lots of reasons why people would take public transit if they didn’t have to. You may have noticed that I omitted a discussion of the environmental benefits for public...
View ArticleHow to choose a deductible
WARNING: This post contains math. My car was hit the other day. We got a freak snow storm here in normally-rainy Portland, and people do not know how to handle driving in this weather. (To be fair,...
View ArticleHere’s how I’m going to get a Tesla
I’m not a “car guy”. I understand that there’s an aesthetic about “acceleration” and “handling”, and how a car “feels”, but I’ve always just wanted one to get me from A to B in relative comfort and...
View ArticleWhen is it time to buy your next car?
Everyone seems to drive a nicer car than you. They’re all newer than yours too. Cars are such an extension of our selves in this auto-obsessed country of ours, which is unfortunate, because cars often...
View ArticleWhen is it time to buy a new car?
Never. Okay okay, I’ll resist the easy joke. Is there a case for buying a new car? Sure there is. There just isn’t much of one. And it probably doesn’t apply to you. New car costs Let me be clear:...
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